The Five-Day Gap Hiding Inside B2B Payments

The basic, traditional architecture of a business disbursement has historically contained an unusual gap.…

• Companies can decide that money should move long before the recipient …
• The economic decision has been made, but checks, batch files and clear…
• Fast-forward to today, and card-based disbursement infrastructure is b…

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Malachyte Turns Spotify’s Skip Signal Into a Merchant’s Agentic Edge

Watch more: Digital Shift With Malachyte’s Sidd Motwani Spotify solved a problem that most digital merchants still haven’t: how to understand who shows up to shop but prefers to do that without registering or checking in.…

• For Spotify, an anonymous listener arrives with no profile, no playlis…
• Spotify must decide what to play next and get smarter and smarter befo…
• Now swap the song for a SKU and the playlist for a product page.

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Cathie Wood’s Ark Invest scoops up $15 million in Block Inc shares as stock dips 3%

Cathie Wood’s Ark Invest scoops up $15 million in Block Inc shares as stock dips 3%

• Cathie Wood’s Ark Invest scoops up $15 million in Block Inc shares as stock dips 3%

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Kraken brings US stock trading to European Economic Area customers

Kraken brings US stock trading to European Economic Area customers

• Kraken brings US stock trading to European Economic Area customers

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The Branch Changes Jobs: How Credit Unions Are Reimagining Physical Banking

Digital Banking Is Redefining the Purpose of the Branch Members Still Want Human Banking, Just in Different Ways The Branch Network Is Becoming a Strategic Differentiator Building the Branch of the Future [branded_divider] Digital Banking Is Redefining the Purpose of the Branch As routine banking shifts to digital channels, credit unions are rethinking the role […] The post The Branch Changes Jobs: How Credit Unions Are Reimagining Physical Banking appeared first on PYMNTS.

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Rising Fuel Costs Change How 64% of Workers Work

A posted hourly wage can overstate what a shift is worth to the person being asked to work it.…

• Gas, tolls, vehicle expenses and unpaid travel time come out of what t…
• The June 2026 Wage to Wallet Index, produced jointly by PYMNTS Intelli…
• Among Labor Economy workers affected by higher fuel costs, 15% have tu…

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61% of Consumers Would Consider AI-Recommended Financing

Artificial intelligence may win a place at the Pay Later checkout by recommending the financing, then letting the shopper make the final call.…

• New PYMNTS Intelligence data shows 61% of U.
• consumers would consider an AI shopping assistant’s Pay Later recommen…
• The June 2026 edition of The Pay Later Ecosystem Report, titled “Consu…

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Enterprise AI Is Scaling Fastest Where Businesses Can Measure the Results

For all the attention paid to enterprise artificial intelligence strategy, adoption is not spreading evenly across the organization.…

• According to findings shared in the August 2026 edition of The Enterpr…
• Instead, AI appears to be scaling fastest in functions where companies…
• Among surveyed firms, broad or embedded deployment of new AI tools is …

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Ripple partners with South Korea’s Jeonbuk Bank for cross-border payments

Ripple partners with South Korea’s Jeonbuk Bank for cross-border payments

• Ripple partners with South Korea’s Jeonbuk Bank for cross-border payments

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Upbit and Bithumb report 50% declines in H1 revenue, reflecting market contraction

Upbit and Bithumb report 50% declines in H1 revenue, reflecting market contraction

• Upbit and Bithumb report 50% declines in H1 revenue, reflecting market contraction

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Anthropic’s annualized revenue surges to $65B

The model maker added $18 billion in annualized revenue in two months.

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X Money Wants to Make the Feed a Financial Front Door

Digital wallets have made the phone a familiar place to pay.X Money is testing whether a social platform can claim a place in that payment routine.…

• Consumers already have wallets on their phones, stored credentials at …
• But success is no layup: X Money has to give them a reason to add anot…
• An email from X provided to PYMNTS shows how the company is making tha…

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Square Accelerates Push to Integrate Small Business Finance

Square’s refresh of its Square Credit Card, which was announced last week, is part of parent company Block’s broader strategy to more closely integrate payments, banking, credit and bill management within its platform, American Banker reported Monday (Aug.…

• 17), citing its interview with Andrea Raj, head of product for Square …
• Square is also working to address the need for businesses to manage ca…
• The company is doing so by adding tracking of incoming and outgoing B2…

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Corporate America’s Top 1% Spend $7,400 Per Employee on AI

The top 1% of U.S.…

• businesses spent a median of $7,400 per employee on artificial intelli…
• The median company spent just $11.
• 95 per employee.

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Kraken Parent Payward Joins Glasswing, Gets Access to Claude Mythos to Hunt Security Flaws

Payward is joining Project Glasswing, Anthropic’s program for giving vetted organizations access to its powerful cybersecurity AI.

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Minnesota Says xAI's Grok Created 'Marketplace for Digital Sexual Violence'

Elon Musk’s AI firm says the state’s first-of-its-kind nudification ban violates the First Amendment. Minnesota says it regulates a tool, not speech.

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Robinhood Chain TVL surges 45% in August as tokenized RWAs lose ground

Robinhood Chain TVL surges 45% in August as tokenized RWAs lose ground

• Robinhood Chain TVL surges 45% in August as tokenized RWAs lose ground

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AI automation startup Relay shuts down, staff joins Google’s Chrome team

Relay, which offered businesses workflow automation, will stop operating next month. Its CEO and some of its staff plan to get to work on Google Chrome next.

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Prediction Markets Give the Fed 74% Odds of Standing Pat in September

Traders across Polymarket, Kalshi, and Myriad are leaning the same way: no change at the September meeting.

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UPS Automates 90% of Daily Customs Clearances With AI Agents

A package crossing into the United States used to depend on a person to review it, classify and catch any errors, slowing the process with days-long delays at the border.…

• Sorting more packages faster is a warehouse problem.
• Reviewing them accurately is a judgment problem, and judgment has hist…
• UPS has shown how quickly that can change.

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Stripe’s $7 Billion OpenRouter Deal Turns AI Spend Into a New Treasury Lever

The next corporate spender may not carry a company card, submit an expense report or even be a person.…

• It may be software.
• Technology markets can create value at abstraction layers.
• Stripe could be making that growth bet across payments.

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Treasury Proposes Rules Defining Who Can Legally Sell Stablecoins in US

Exchanges and other crypto platforms would face new restrictions on selling stablecoins to US customers beginning in 2027.

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Tokenized equities triple market share as Ondo, Binance and xStocks dominate

Tokenized equities triple market share as Ondo, Binance and xStocks dominate

• Tokenized equities triple market share as Ondo, Binance and xStocks dominate

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N3XT Unveils Tokenized Cross-Border Payments

Blockchain-powered bank N3XT has secured approval from Wyoming regulators to let customers use its digital token to transact with foreign counterparties, Bloomberg reported Monday (Aug.…

• 17), citing its interview with N3XT Founder Scott Shay.
• This approval will enable N3XT to offer its customers instant overseas…
• N3XT will use technology commonly found in the crypto and digital asse…

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