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Aggregate PYMNTS 金融科技 45″

Halloween Is Coming Early and Bringing AI With It

Labor Day traditionally tells Northeasterners to locate a sweater, inspect the foliage and pretend the beach chairs will be stored before Thanksgiving.…

  • This year, retailers have added another instruction.
  • Begin thinking about Halloween immediately.

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Aggregate PYMNTS 金融科技 45″

PayPal Pauses Venture Capital Portfolio Sale After Lowball Offers

PayPal has paused its planned sale of its venture capital portfolio after offers came in at no higher than 60 cents on the dollar, Seeking Alpha reported Friday (Sept.…

  • 4), citing a paywalled article by Axios that was based on unnamed sour…
  • The investments in PayPal’s portfolio include shopping app Tabby and c…

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Aggregate PYMNTS 金融科技 45″

Apple Set to Kick Off Yearslong Device Blitz at Wednesday Event

An Apple event scheduled for Wednesday (Sept.…

  • 9), Surprise and Shine, will mark the beginning of the longest series …
  • The wave will continue through 2029 and beyond, and it will include ne…

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Aggregate PYMNTS 金融科技 45″

FDIC Deposit Rule Gives Banks More Room for Business Cash

For banks seeking a larger share of their commercial customers’ operating cash, new federal deposit rules may help those efforts.…

  • The Federal Deposit Insurance Corp.
  • ’s interim final rule, adopted Aug.

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Aggregate PYMNTS 金融科技 45″

Yuno Fast-Tracks Merchant Access to Revolut Payment Stack

Merchants can now use one Yuno connection to add Revolut’s biometric one-click checkout, Revolut Pay, as well as Revolut’s acquiring and gateway services, Yuno said in a Thursday (Sept.…

  • 3) press release.
  • The offering is enabled by a new partnership of Yuno and Revolut Busin…

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Aggregate PYMNTS 金融科技 45″

Williams-Sonoma’s AI Assistant Triples Shopper Purchases

Williams-Sonoma is putting hard numbers behind what conversational artificial intelligence can do for a retailer’s bottom line.…

  • Engagement with Olive, Williams-Sonoma’s AI shopping assistant, has ri…
  • “And customers who engage with Olive convert at three times a higher r…

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Aggregate PYMNTS 金融科技 45″

PicPay Launches Anthropic Claude Integration for Banking Inquiries

Brazilian digital bank PicPay has begun rolling out an integration with Anthropic’s Claude that enables PicPay customers to check financial information in Claude by using natural-language commands.…

  • The integration with Claude will be rolled out gradually to customers …
  • 3) press release.

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Aggregate PYMNTS 金融科技 45″

GoodRx Covers Whole Households and Pets in New Prescription Plan

Prescription platform GoodRx has launched a new plan that covers a primary member and up to four dependents, including children, adult family members and pets, the company said in a Thursday (Sept.…

  • 3) press release.
  • The new GoodRx Companion Family Plan offers healthcare savings that in…

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Aggregate PYMNTS 金融科技 45″

24/7 Money Means Treasury Needs to Figure Out Its Weekend Plans

The banking day is disappearing faster than the treasury operating model built around it.Citi on Thursday (Sept.…

  • 3) said it processed live U.
  • dollar transactions with First Abu Dhabi Bank and OCBC using Swift’s b…

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Aggregate PYMNTS 金融科技 45″

ECB Explores Instant Payment Link With Brazil’s Pix

The European Central Bank (ECB) is exploring a potential interlinking between its TARGET Instant Payment Settlement (TIPS) platform and the Central Bank of Brazil’s Pix platform, Reuters reported Thursday (Sept.…

  • The ECB said this in response to Reuters’ inquiry about a claim by unn…
  • The Central Bank of Brazil declined to comment, per the report.

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Aggregate PYMNTS 金融科技 45″

Ant International Secures Payment Institution License to Expand Capabilities in Brazil

Ant International, a global provider of digital payment, digitization and financial artificial intelligence (FinAI) solutions, has received a Payment Institution (PI) license from the Central Bank of Brazil, the company said in a Thursday (Sept.…

  • 3) press release.
  • The PI license will strengthen Ant International’s local and cross-bor…

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Aggregate PYMNTS 金融科技 45″

OpenAI and Anthropic Get 80% of Revenue From 1% of Customers

Enterprise artificial intelligence adoption is spreading, but the money is piling up fast among a small group of companies.…

  • New data from Ramp shows the top 1% of customers account for 80% of en…
  • “This is a level of concentration risk unseen in any other software ca…

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Aggregate PYMNTS 金融科技 45″

FinCEN Says Stopping Crypto Scams Means Catching How Customers Fund Them

The most useful fraud signal in a cryptocurrency investment scam may not be the cryptocurrency transaction.…

  • It may be the customer’s balance sheet deteriorating in real time.
  • That is among the key takeaways from a Financial Crimes Enforcement Ne…

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Aggregate PYMNTS 金融科技 45″

AAA Reports Labor Day Weekend Gas Prices Reach Record High

This weekend’s gas prices are set to be the highest ever for a Labor Day weekend, AAA said in a Thursday (Sept.…

  • 3) press release.
  • The national average gas price is $4.

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Aggregate PYMNTS 金融科技 45″

77% of Merchants Are Ready to Share Data for Smarter Checkout

Payments platforms have plenty of transaction data.Smart checkout is raising the value of the merchant information they do not have.…

  • The technology can draw on payment history, customer identity, product…
  • Those records don’t reside in one place.

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Aggregate PYMNTS 金融科技 45″

OpenAI Subsidizes $1 Billion in Cybersecurity to Protect Community Banks and Essential Services

OpenAI committed $1 billion in subsidized access to its security program, Daybreak, for community and regional banks and other operators of essential services, the company said in a Thursday (Sept.…

  • 3) blog post.
  • The new global initiative, Daybreak for Frontline Defenders, is also a…

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Aggregate PYMNTS 金融科技 45″

Anthropic Expands Credit Facility to $15 Billion Ahead of Mega IPO

Anthropic is preparing to finalize an expansion of its revolving credit facility to $15 billion, up from the $2.…

  • 5 billion facility it secured last year, Bloomberg reported Friday (Se…
  • 4), citing unnamed sources.

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Aggregate PYMNTS 金融科技 45″

FBI Investigates Possible Breach of Millions of American IDs

The FBI is investigating a possible breach that may have exposed scans of millions of American drivers’ licenses, according to Bloomberg News.…

  • A bureau spokesperson confirmed the investigation on Thursday.
  • The news lands as identity verification companies face growing pressur…

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Aggregate PYMNTS 金融科技 45″

55% of Gen Z Lets Installment Payment Options Influence Healthcare Choices

Installment plans can turn the first financed purchase into a lasting shopping habit, giving merchants a chance to win repeat business well beyond the original checkout.…

  • That pattern stands out in “Financing the Decision,” the April install…
  • Based on a survey of 2,763 U.

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Aggregate PYMNTS 金融科技 45″

CFO Caution Creates an Opening for Bolder Competitors

Corporate America may have a capital allocation problem hiding inside its risk management discipline.…

  • The PYMNTS Intelligence report “The Cost of Caution: Why CFOs Put Grow…
  • More than half said they need a high level of certainty before committ…

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Aggregate PYMNTS 金融科技 45″

Citadel CEO Says Small Business Lending Starts Before the Application

Watch more: Need to Know With Citadel Credit Union’s Bill Brown Small businesses can be profitable on paper and still find themselves short of cash when payroll, inventory or equipment bills arrive before customers pay their invoices.…

  • That mismatch is shaping conversations between small business owners a…
  • Rather than beginning with a term loan or a large capital request, man…

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Aggregate PYMNTS 金融科技 45″

Bottomline Partners With Chainlink to Connect 600 Banks to Blockchain Settlement

Bottomline, a top-three provider of Swift services, has partnered with Chainlink to give more than 600 bank customers access to blockchain-based cross-border settlement.…

  • The deal is one of the largest efforts yet to link the Swift messaging…
  • According to Bitcoin.

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Aggregate PYMNTS 金融科技 45″

800 AI Agents Now Run GE Appliances’ Factory Floor

GE Appliances has deployed more than 800 artificial intelligence agents across its manufacturing, logistics and supply chain operations, using Google Cloud’s Gemini Enterprise, the company said in its announcement.…

  • “AI is now integral to the way work gets done at GE Appliances,” said …
  • The agents run inside a data platform GE Appliances calls Brilliant Fa…

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Aggregate PYMNTS 金融科技 45″

The 4 New Working-Capital Levers CFOs Can Pull in Real Time

The next generation of payment infrastructure is giving CFOs something more valuable than speed.…

  • It’s giving them optionality.
  • Real-time rails, richer ISO 20022 data, virtual accounts, embedded FX …

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Aggregate PYMNTS 金融科技 45″

Memecoin App Pons Drives Record Fees on Robinhood’s New Blockchain

A third-party token-creation application has emerged as one of the digital asset industry’s largest fee generators, driven by active retail trading on Robinhood Markets’ newly launched blockchain network.…

  • According to a Thursday (Sept.
  • 3) report by CoinDesk, users paid about $5.

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Aggregate PYMNTS 金融科技 45″

ACI Worldwide to Add Microservices Card Switching Through Cranium Acquisition

ACI Worldwide has agreed to acquire Cranium Ventures, a privately held developer of cloud-native card payment switching technology, as it seeks to expand its card-processing capabilities.…

  • The Omaha, Nebraska, payments technology company said Tuesday (Sept.
  • 1) in a press release that it will incorporate Cranium’s microservices…

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Aggregate PYMNTS 金融科技 45″

nCino Expands Buyback as AI Demand Supports Growth

nCino reported higher revenue and profitability for its fiscal second quarter while authorizing another $100 million for share repurchases, as the banking software provider pointed to growing customer commitments to its artificial intelligence capabilities.…

  • According to FinTech Global, nCino’s total revenue for the three month…
  • Subscription revenue increased 10% to $143.

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Aggregate PYMNTS 金融科技 45″

Thinking Machines Lab Seeks $1 Billion at $40 Billion Valuation

Thinking Machines Lab, the artificial intelligence startup led by former OpenAI Chief Technology Officer Mira Murati, is in talks to raise at least $1 billion at a valuation of at least $40 billion, The Information reported Thursday (Sept.…

  • Existing investor Accel is considering leading the funding round, whil…
  • The proposed valuation would represent a fourfold increase from the $1…

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Aggregate PYMNTS 金融科技 45″

Stablecoins This Week: Building the Market’s Visa and Mastercard Layer

The stablecoin market, in an evolution that belies its own prefix, is entering a period of flux.…

  • While the stablecoin market’s first phase rewarded issuance and liquid…
  • Twenty-one major financial institutions are moving forward with plans …

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Diameter Pay Raises $10 Million to Expand Stablecoin Payments Infrastructure

Diameter Pay has reportedly raised $10 million in a Series A funding round as the stablecoin payments infrastructure provider looks to expand its banking, payments and digital asset capabilities.…

  • The round was co-led by CMT Digital and Lightspeed Faction, according …
  • 3) report in The Block.

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